Why are we so concerned about our credit score? How can I manage My Cibil Score ? Let us understand : It is not only about the loans. However, it can offer so man other benefits to us. Less interest rate More savings Some sneaky ways to get a good credit score? 1) We all …
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Some hacks to get a good credit score
Building a good credit score is very important. For making any investment, having a good credit score is a must. Let us see how a regualr cibil score check can be helpful : 1)Timely payment of bill :Of course, this is RULE-1, A convenient payment is considered to be a must.2) Credit Utilization: Again, the …
Avoiding Common Mistakes in terms of Credit Score
Maintaining a good credit score is very important nowadays if you want to avail loans and credit cards of your choice without getting rejected. But borrowers should be aware of how they can maintain a good credit score and what mistakes could harm their score. There are certain mistakes which an individual needs to avoid …
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The Thin line of gap between Credit Score and Credit Report
Checking Credit score is a good financial habit, that one should follow like a ritual. A credit report is like a report card that depicts all your banking transactions, including borrowings and prepayments. A credit score and credit report are two different things; a credit score is a numerical figure that derives the credit report’s …
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Impact of credit score on loan !
Taking loans have become an essential part of life in today’s economic sphere. When you decide to take a loan, you think of signing a contract with the given terms and conditions. A credit score can be defined as belief or trust in your repaying capacity. Repaying capacity as in whether or not lenders believe …